Meditation reduces loneliness

ScienceDaily (Aug. 14, 2012) ? Many elderly people spend their last years alone. Spouses pass and children scatter. But being lonely is much more than a silent house and a lack of companionship. Over time, loneliness not only takes a toll on the psyche but can have a serious physical impact as well.

Feeling lonely has been linked to an increased risk of heart disease, Alzheimer's disease, depression and even premature death. Developing effective treatments to reduce loneliness in older adults is essential, but previous treatment efforts have had limited success.

What to do? Researchers at UCLA now report that a simple meditation program lasting just eight weeks reduced loneliness in older adults. Further, knowing that loneliness is associated with an increase in the activity of inflammation-related genes that can promote a variety of diseases, the researchers examined gene expression and found that this same form of meditation significantly reduced expression of inflammatory genes.

In the current online edition of the journal Brain, Behavior and Immunity, senior study author Steve Cole, a UCLA professor of medicine and psychiatry and a member of the Norman Cousins Center for Psychoneuroimmunology at UCLA, and colleagues report that the two-month program of mindfulness-based stress reduction (MBSR), which teaches the mind to simply be attentive to the present and not dwell in the past or project into the future, successfully reduced the feelings of loneliness.

Remarkably, the researchers said, MBSR also altered the genes and protein markers of inflammation, including the inflammatory marker C-reactive protein (CRP) and a group of genes regulated by the transcription factor NF-kB. CRP is a potent risk factor for heart disease, and NF-kB is a molecular signal that activates inflammation.

Inflammation is a natural component of the immune system and can help fight a wide variety of bodily insults, ranging from infections to a whack by a hammer. But chronic inflammation is now known to be a primary player in the pathology of many diseases and psychological disorders.

"Our work presents the first evidence showing that a psychological intervention that decreases loneliness also reduces pro-inflammatory gene expression," Cole said. "If this is borne out by further research, MBSR could be a valuable tool to improve the quality of life for many elderly."

In the study, 40 adults between the ages of 55 and 85 were randomly assigned to either a mindfulness meditation group or a control group that did not meditate. All the participants were assessed at the beginning and the end of the study using an established loneliness scale. Blood samples were also collected at the beginning and end to measure gene expression and levels of inflammation.

The meditators attended weekly two-hour meetings in which they learned the techniques of mindfulness, including awareness and breathing techniques. They also practiced mindfulness meditation for 30 minutes each day at home and attended a single daylong retreat.

These MBSR participants self-reported a reduced sense of loneliness, while their blood tests showed a significant decrease in the expression of inflammation-related genes.

"While this was a small sample, the results were very encouraging," said Dr. Michael Irwin, a professor of psychiatry at the Semel Institute for Neuroscience and Human Behavior at UCLA and director of the Cousins Center. "It adds to a growing body of research that is showing the positive benefits of a variety of meditative techniques, including tai chi and yoga."

Just last month, for example, Dr. Helen Lavretsky, a UCLA professor of psychiatry and a Cousins Center member, published a study showing that a form of yogic meditation involving chanting also reduced inflammatory gene expression, as well as stress levels, among individuals who care for patients with Alzheimer's disease.

"These studies begin to move us beyond simply connecting the mind and genome, and identify simple practices that an individual can harness to improve human health," Irwin said.

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The above story is reprinted from materials provided by University of California - Los Angeles. The original article was written by Mark Wheeler.

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Journal Reference:

1. J. David Creswell, Michael R. Irwin, Lisa J. Burklund, Matthew D. Lieberman, Jesusa M.G. Arevalo, Jeffrey Ma, Elizabeth Crabb Breen, Steven W. Cole. Mindfulness-Based Stress Reduction training reduces loneliness and pro-inflammatory gene expression in older adults: A small randomized controlled trial. Brain, Behavior, and Immunity, 2012; DOI: 10.1016/j.bbi.2012.07.006

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/health_medicine/genes/~3/0l_vMLfYhJw/120814213630.htm

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Quark matter?s connection with the Higgs: Heavy ion collisions delve deeper into the origin of (visible) mass

ScienceDaily (Aug. 14, 2012) ? You may think you've heard everything you need to know about the origin of mass. After all, scientists colliding protons at the Large Hadron Collider (LHC) in Europe recently presented stunning evidence strongly suggesting the existence of a long-sought particle called the Higgs boson, thought to "impart mass to matter." But while the Higgs particle may be responsible for the mass of fundamental particles such as quarks, quarks alone can't account for the mass of most of the visible matter in the universe -- that's everything we see and sense around us.

To get a grasp on what holds these visible forms of matter together -- everything from stars to planets to people -- you have to understand how quarks and gluons interact. That's the essence of quark matter physics -- and the Quark Matter 2012 international conference, taking place in Washington, D.C., August 12-18.

"We're studying the 99 percent of the mass of the visible universe that isn't explained by the Higgs," says Peter Steinberg, a physicist at the U.S. Department of Energy's Brookhaven National Laboratory and a keen participant in the Quark Matter conference.

Visible matter, he explains, is everything made of atoms, which get their mass mainly from the protons and neutrons that make up atomic nuclei. The electrons orbiting around the nucleus contribute practically nothing. But the protons and neutrons, each made of three quarks, are much more massive than the sum of their constituent particles. Where does all the "extra" mass come from?

The answer, physicists believe, lies in how the quarks interact via the exchange of gluons, massless particles that hold the quarks together via nature's strongest force, and interactions among the gluons themselves. To tease apart the features of this force, which gets stronger and stronger if you try to pull the subatomic quarks apart, physicists accelerate atomic nuclei (a.k.a. heavy ions) to near light speed, where the gluons become dominant, and then steer them into head-on collisions at particle accelerators like the Relativistic Heavy Ion Collider (RHIC) at Brookhaven and the Large Hadron Collider in Europe. These collisions recreate conditions that last existed early in the universe, before quarks joined up to form protons and neutrons. Studying the behavior of "free" quarks and gluons in this primordial quark-gluon plasma should help scientists better understand the strong force, and how it generates so much of the mass we see when the particles coalesce to form ordinary matter.

So, while visible matter accounts for a mere fraction of the total universe -- just five percent, the rest being composed of dark matter and mysterious dark energy -- it's enough to keep physicists like Steinberg busy for a while!

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Source: http://feeds.sciencedaily.com/~r/sciencedaily/matter_energy/physics/~3/Z2-dtdkiEys/120814121444.htm

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Better Not to Have a Web Site than to have a Web Site that is Less ...

We think it is better for an innovative tech business targeting enterprise IT prospects to delay construction of a web site until resources are available to get the job done properly. Doing the job properly will, of course, mean different things for different businesses; however, at a minimum, a useful web site will incorporate current design themes along with coherent editorial content. Simply throwing a web site up to have a site online, in our opinion, makes little sense.

Further, management must consider, and provide for, the regular maintenance required to maintain a web site for search engine optimization. In our experience freshness of content is a very important factor for search engine indexing programs that automatically assign ranking to web sites in similar business categories. Therefore, if resources are not available to periodically provide fresh editorial content to a web site, once again, we think it is better not to get started with an online web site promotional effort.

Of course, for tech businesses operating covertly, and under the radar of the enterprise IT software market, choosing not to proceed with a web site ought to be an easy decision. For these businesses it makes sense to either have no public marketing communications effort, whatsoever, or to to channel all resources to one promotional medium ? usually telemarketing. In fact, we think that many well organized early stage tech business efforts naturally embrace the type of market outreach effort that we have described.

As we have mentioned earlier in this blog, a blog platform like WordPress (http://www NULL.wordpress NULL.org) constitutes an accessible solution for businesses that must launch a web site effort. Visual Themes offered for these web site platforms are generally current and easily implemented. Communities of users often provide highly useful tools at zero or low cost that can be used to enhance the visibility of these blogs for search engines. Therefore, we think that for a business that must have an online presence, a blog platform should be very high on the list of possible solutions. It is important to keep in mind that the most important element for a blog is editorial content. Therefore, it makes sense to plan on regular (if not daily) updates to web site content as a primary method of attracting visitors to a site.

If your business requires an online presence, but you lack the internal resources to plan your site, build it, and then maintain it, you ought to consider a business like IMB Enterprises, Inc. We welcome opportunities to discuss requirements like yours with business owners. Please call Ira Michael Blonder at +1 631-673-2929 to further a discussion. You may also email Ira at imblonder@imbenterprises.com.

? IMB Enterprises, Inc. & Ira Michael Blonder, 2012 All Rights Reserved

Source: http://www.imbenterprises.com/internet/better-not-to-have-a-web-site-than-to-have-a-web-site-that-is-less-than-complimentary-for-your-business/

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Miami Real Estate ? What Is A Passive House? Miami Has Them?

August 13th, 2012

What Is?A Passive House?? Are There Any Passive Homes In Miami?

A passive house is?described as a ?super well insulated, airtight home,??empowered ?to cut energy consumption by 90%.

The origin of the term was ?Passivhaus? and it is a strict high-efficiency building standard developed in Germany in the ?80?s.? It is about achieving a standard of energy efficiency in a building which reduces the building?s ecological footprint.

The objective of this movement is to build structures which require little energy for heating or cooling of? our spaces.? It is approached as part of the process of the design, then becomes a component of ??the architectural design.? The passive building idea is more often associated with new buildings but it is also used for refurbishing structures.

Most of the passive house buildings in the world have been built in Germany, the Scandinavian countries and New Zealand.? The German Passivhaus Institute is presently at odds with the American Passive House Institute, on account of the American counterparts? proposal to relax certain standards.

Cost Of Passive Houses

A Passive House costs more to build than the average house.? A home buyer has a choice between a house that will cost thousands of dollars a year to heat or cool versus a high performance house that will cost very little to heat or cool.? Access to solar energy, superinsulation, advanced window technology, air tightness, ?energy recovery ventilation are all components of the passive design.

Passive Houses In Tropical Climates: e.g. Miami!

Passive Houses in tropical climates are very much in the developmental stage not to say in a ?wish? stage!? Considering Miami?s population density, continued growth and construction, and what it takes to cool our homes, wouldn?t it be brilliant to allocate some thought and resources?to this building type for Miami?s future?? I know little or nothing about Passive Houses; however, the thought they might help lighten the impact of Miami?s buildings and endless construction?on the environment is exciting!

I couldn?t find any trait of a Passive House in Miami, do we have any?

A Passive House is a vehicle to achieving a net-zero energy building!

?

Curious about your? Miami home?s value?? We will provide a no-obligation market evaluation of your home today.

Miami Real Estate Experience and Market Knowledge You Can Trust!

Monica Ferrari, 305. 213. 5902 and Jose Luis Pere, 305. 588. 6498

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www.MyMiamiMoves.com

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*pictures from Inhabitat (http://inhabitat.com/passivhaus-the-greenest-building-standard/passivhaus-section/)

This entry was posted on Monday, August 13th, 2012 at 11:53 am and is filed under For Buyers, For Sellers, Green Living, Miami News, Updates & Reports. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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Source: http://mymiamimoves.com/2012/08/13/what-is-a-passive-house-miami-has-them/

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Syrian fighter jet crashes in flames, cause disputed

ALEPPO, Syria (Reuters) - A Syrian warplane crashed in flames in eastern Syria in disputed circumstances on Monday as President Bashar al-Assad's forces pursued their drive to quell rebels in Aleppo and elsewhere.

State media said technical problems had caused the crash and a search was under way for the pilot who had ejected from the aircraft during a "regular training mission".

Hours earlier, rebels said they had shot down a plane in the same area and an opposition activist who said he was in the northeastern town of Mohassen posted a video of a fighter jet bursting into flames while under heavy ground fire.

The video could not be independently verified. The downing of a warplane would be a rare coup for lightly armed rebels up against the superior weaponry of Assad's forces, which have made increasing use of air power in recent months.

Reuters journalists have seen fighter jets firing rockets at rebel-held villages and districts in the northern city of Aleppo, the main battle front in Syria so far this month.

Fawaz Zakri, a member of the opposition Syrian National Council visiting rebel fighters in Aleppo, urged outside powers to send arms and ammunition to help Syrians defend themselves.

"We are not asking for tanks or artillery launchers. We need anti-aircraft weapons and rockets so that we can stop this takeover by the Assad army and daily shelling," he said, toting a black rifle near frontlines in the Saif al-Dawla district.

Saudi Arabia and Qatar are believed to be paying for weapons reaching rebels via Turkey, while the United States and Britain say they are stepping up non-lethal assistance. Assad's main military suppliers are thought to be Russia and Iran.

BODIES IN STREET

Four civilians lay dead in a nearby street in Saif al-Dawla, next to the bitterly contested Salaheddine district. All were victims of army sniper fire, the rebel Free Syrian Army said.

The bodies of a man and a woman slumped in a bullet-riddled yellow taxi. A bloated male corpse lay on a stinking pile of rubbish. Another dead man sprawled in the street, his face purple and bloated, with several dolls lying near his hand.

Syria's uprising began in March last year with peaceful demonstrations for change, inspired by Arab revolts elsewhere. Assad's violent response spawned an insurgency, plunging Syria into a civil war in which more than 18,000 civilians, soldiers and rebels have been killed, opposition sources estimate.

More than 50 Syrians, including 39 civilians, were killed across the country on Monday, according to an opposition watchdog, the Syrian Observatory for Human Rights. Daily death tolls have ranged far higher than this in recent weeks.

The head of a faltering U.N. monitoring mission said violence was intensifying across Syria and accused both sides of ignoring the plight of civilians caught up in the conflict.

"The indiscriminate use of heavy weapons by the government and targeted attacks by the opposition in urban centers are inflicting a heavy toll on innocent civilians," General Babacar Gaye said in Damascus. "I deeply regret that none of the parties has prioritized the needs of civilians.

The mandate for the U.N. monitors, whose original mission was to observe an April ceasefire that never took hold, expires on August 19. Their numbers have already been cut to a third because violence has made it impossible for them to move around.

The relentless conflict and disagreements among big powers and regional rivals foiled diplomatic efforts led by U.N.-Arab League envoy Kofi Annan, who resigned in frustration.

The United States and Turkey indicated at the weekend they would consider ways of helping the Syrian opposition, with a no-fly zone among many options, and preparing for a post-Assad era.

Russia and China firmly oppose outside military intervention in Syria, not that Western powers have until now shown any stomach for any Libya-style air campaign or other overt action.

LOOSE TALK

Germany said it was unwise even to raise the subject.

"We believe that the discussion about a military intervention could exacerbate things because it could increase the danger of the situation in the entire region getting out of control," a Foreign Ministry spokesman said in Berlin.

"We continue to work on bringing about a change of heart in Russia and China that would enable decisive action by the U.N. Security Council," he said, alluding to past vetoes by Moscow and Beijing of Western-backed resolutions on Syria.

China said it would host Assad aide Bouthaina Shaaban on Tuesday and consider separately inviting opposition figures as part of efforts towards resolving the crisis.

Syria's ambassador to Iran said Damascus would welcome dialogue with opposition groups, as long as Assad supervised the talks - making them a non-starter for rebels.

Hamed Hassan said his country, under attack from "terrorist groups", had co-operated with Annan's peace plan, but that other countries had scuppered it, Iran's state news agency reported.

With diplomacy deadlocked, even efforts to bring aid to suffering Syrian civilians in war zones have stuttered.

U.N. humanitarian chief Valerie Amos will go to Syria on Tuesday to discuss how to increase emergency aid, but diplomats said fighting must ease to allow access to trouble spots.

"Two million people are now estimated to have been affected by the crisis and over one million have been internally displaced," a U.N. statement said.

More than 4,000 Syrians have fled to Turkey in the past three days, bringing the total there to almost 60,000, Turkish authorities said. Nearly 150,000 registered refugees from Syria are now in Turkey, Lebanon, Iraq and Jordan, U.N. figures show.

(Additional reporting by Tom Perry in Beirut, Khaled Yacoub Oweis in Amman, Stephanie Nebehay in Geneva, Sui-Lee Wee in Beijing and Yeganeh Torbati in Dubai; Writing by Alistair Lyon; Editing by Jon Boyle)

Source: http://news.yahoo.com/syrian-rebels-call-no-fly-zone-042646230.html

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Paul Ryan gave Romney camp several years of tax returns (reuters)

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FOREX SIGNAL FREE: HOW TO TRADE ... - CareCrunch Answers

Why could it be that 1000s of people today are definitely in to the financial commitment in forex trading sign buying and selling method? Precisely what is during this company enterprise? Why do men and women get hooked on it each day? How do these investors manage the business?

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Source: http://answers.carecrunch.com/?p=160780&utm_source=rss&utm_medium=rss&utm_campaign=forex-signal-free-how-to-trade-without-risk

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Take Credit Counselor Certificate Online Course In Three Easy Steps

by LC Kerby
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More Details about http://www.americanccc.com here.

Are you ruminating over the possibility of becoming a Certified Credit Counselor? If you want to become a certified credit counselor or looking to get recertified as a credit counselor you can contact American Credit Counselors Certification at their online destination. They will guide you to master the intricacies of debt management and credit counseling through their online credit counseling course. Many times business groups and top industries persistently skip rigorous norms and rules related to credit transactions. But if you are well informed about the most important aspects of credit counselors you can manage credit transactions very well.

The American Credit Counselors Certification, Inc. is the best place online to help you achieve your objective. You can accomplish your aim to get certified as a credit counselor in three easy steps:

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The online credit counselor certification course at AmericanCCC is all encompassing the up-to-date information of latest credit measures and laws. The field of debt management undergoes frequent changes in rules and regulations but the dedicated teams of online certified credit counselors keep at par with all the amendments and strive to include them in their syllabus.

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LC Kerby is an author of americanccc.com; Visit the site (http://www.americanccc.com) for more information about Credit Counselor Certificate.

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Why Microsoft Had To Build The Surface Tablet - Business Insider

Acer CEO sent out a warning shot to Microsoft saying it should "think twice" about building its own tablet.

He warned that Microsoft was going to be making a huge mistake and it would damage the ecosystem.

We were on CNBC today to defend Microsoft's decision to build its own tablet. The video is below.

It's certainly a risky decision for Microsoft, but doing nothing is an even bigger risk.

The iPad represents the future of computing and Microsoft has no answer to the iPad yet.

It could sit back and trust that HP, Acer, Dell, etc. are going to step up to the plate and build something that can compete with the iPad, but that's a huge risk. Those companies failed to beat Apple in smartphones. There's no reason to think they can beat Apple in tablets. In fact, HP tried to release a tablet before the iPad and it failed. It bought Palm, tried to release a tablet and failed again. Is that a company Microsoft can trust?

Further, many of Microsoft's big PC partners have been trying to get out of the PC business because the margins are terrible.

The iPad is a high quality device. These companies can't be trusted to make a high quality device that can compete on price.

While Microsoft will certainly irk some of its partners with the Surface, they should take it in stride.

First of all, this is Microsoft's first attempt at hardware. If experienced hardware companies can't beat what is essentially a hardware startup, they deserve to lose. Second of all, it's not like Microsoft is keeping Windows 8 to itself. The hardware partners can still get the software. And finally, Microsoft isn't going wide with the release. It will only sell at Microsoft's stores. That's a small distribution channel.

Microsoft is arguably doing its PC partners a favor. If the Surface is a total flop, then the PC makers can try to figure out why. Or they can ignore Windows 8 for tablets, and just go with Android. If the Surface is a success, they can build on that and release their own tablets.

The only real mistake Microsoft can make is letting Apple take over the tablet market with out putting up a fight.

Source: http://www.businessinsider.com/why-microsoft-had-to-build-the-surface-tablet-2012-8

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Tips On Generating Your Home-based Business Successful ?

Getting an internet business is actually an a very liberating encounter. Doing work for oneself ensures that you place your personal several hours, make the very own judgements, and make use of effort and determination. The tips in this article will show you how to have a profitable business from home.

An incredible idea for your own home industry is to make sure that you include your company?s website URL along with all e mail that may be sent. This makes for an easy changeover from email to your website when the client realizes something that they such as your message they may be studying.

Get in touch with investors or financial institutions. A home based business might be in financial terms dangerous to get started on and run, so make it easier on your self by getting fiscal support. Without it help, your home business may possibly stay little, as there is no need the capability to set yourself out on the market.

Locate home-based business organizations in your area to acquire aid in working your affiliate marketing online company. Several organizations satisfy to discuss all sorts of subjects that you could not think of on your own, like purchasing team medical health insurance or revealing babysitting time. It will become a local community of buddies along with an assist team for your family to slim on.

Utilize the exact same advertising tools as a normal traditional organization, to advertise your in your house endeavor. Promoting your goods and services, is as essential, or more, whenever you operate from your property. It is essential that everyone is able to get you and that the enterprise is out there.

Make your requirements affordable when operating in your house, specially when you initially start off. Regardless of the many claims on the web that one could make ?$500 money each day? and the like, you actually are not able to be prepared to even make stops fulfill until you have been caring for your home-based business for a long time,regardless of what it can be. Don?t give up your day job!

Have you been marketing an electronic book in your home based business? Then give covers it which give somewhat aside but depart me seeking to buy your publication. For example, provide a seminar which handles the first section, and after that supply those with acquiring info to allow them to understand your entire techniques or concepts.

Protect yourself from home company ripoffs by carrying out extensive research on all possibilities and inquiring as much inquiries as is possible. Also you can check with the greater Enterprise Bureau, which offers various cost-free specifics of online business prospects. Search for other home-based business users who have dealt with the business and might give firsthand expertise and suggestions.

Create a website for your personal pastime and turn it into an online business. If you love to create workout themes with all the specifics integrated, supply the services you provide on the internet by using a profile of your own recent job. You?ll learn that your area of interest is exclusive and you?ll end up with web traffic paying out anyone to do what you love!

Moving by way of self-job could be a tad challenging at times. You reside a bit on trust, wanting that your particular following ?income? will probably be there to help keep your enterprise profitable. This article has shown you the best ways to be successful in your organization escapades and have the most from your business from home.

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Source: http://all-articles-directory.com/tips-on-generating-your-home-based-business-successful/

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Immigrant rights groups to protest tycoon Carlos Slim at Saks

(Reuters) - A coalition of immigrant rights' groups, the Occupy Wall Street movement and New York politicians said on Monday they would stage a four-day protest against Carlos Slim, the world's richest man, outside Saks' swanky Fifth Avenue flagship store in Manhattan beginning on Tuesday.

The coalition, which calls itself 'Two Countries One Voice', is protesting business practices by Slim, who owns a stake in Saks Inc as well as cell phone and landline companies that dominate market share in his native Mexico.

"Carlos Slim is the (richest) 1 percent of the 1 percent," said Occupy Wall Street representative George Martinez, speaking at a press conference in New York City to launch the protest. "This week you will see direct action ... to stop global monopolistic vampires."

'Two Countries One Voice' is a loose coalition of about 50 organizations, according to leaders Andres Ramirez, a public relations executive in Las Vegas, and Los Angeles-based lawyer Juan Jose Gutierrez.

The coalition, funded by the groups within it, was formed earlier this year to protest the high phone rates Mexicans face when calling family in the United States.

Mexicans were overcharged $13.4 billion a year from 2005 to 2009 for phone and Internet services, according to a January report published by the Organization for Economic Co-operation and Development (OECD), which was funded by the Mexican government.

Mexican home phone service is dominated by Slim's Telefonos de Mexico, or Telmex,, which provides about 80 percent of services. Slim controls about 70 percent of the cellphone market through America Movil.

Slim's business model "has led to price gouging and charges many of my constituents high prices," New York State Senator Adriano Espaillat said at the press conference.

New York State Assemblyman Robert Rodriguez said that he hoped the protest would raise awareness of the need for changes to Mexico's regulatory system.

Slim, whose fortune has been estimated at around $69 billion by Forbes magazine, has increasingly come under fire in Mexico for the high fees charged by his companies, but regulators have had limited success in diluting his dominance.

GEORGE WASHINGTON UNIVERSITY IN MAY

Slim's spokespeople downplayed the planned protest outside Saks and said that 'Two Countries One Voice' was a paid movement.

The coalition protested against Slim at George Washington University in May when he gave the commencement address. Arturo Elias Ayub, Slim's son-in-law and a spokesman for his companies, said in a telephone interview on Friday that the protest had been made up of people who were paid $20 or $30 to turn up.

Ayub said that not a single Hispanic had taken part in the protest at the university, and that when he and colleagues questioned the protestors, they said they did not know why they were there.

Two Countries' Ramirez said the group had helped with transportation and lunch costs for people who had traveled a long distance, but he said no one had been paid just to protest.

(Reporting by Nicola Leske in New York and Elinor Comlay in Mexico City; Editing by Toni Reinhold)

Source: http://news.yahoo.com/immigrant-rights-groups-protest-tycoon-carlos-slim-saks-211925355.html

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Reader Question of the Week | Century Tile

My husband and I are thinking of redesigning our master bathroom. We would like to add a walk in shower.

Q. What is the recommended size of the shower?

A. The recommended size for a shower is 36?x36?. Showers are only required to be 30?x30?. Of course there is no rule that says you can?t go bigger.

Q. What glass is the easiest to keep clean?

A. Obscure glass hides the most day to day use. Clear glass is easier to wipe down. The answer depends on how often you like to clean! If you are really worried about keeping a glass shower door clean, just etch the glass. Not only can you feel the texture of this lace-like design on both the inside and outside of the shower panels, you can also get a sense of movement under light. The best part: It?s naturally resistant to fingerprints and stains, which makes this product a top choice for this high-traffic space.

Q. If we decide to install a bench in the shower, what height should it be?

A. Shower benches and seats should be 17?-19? above the shower floor and 15? deep.

Good luck with your home improvement project. Here are a few other trendy design ideas you may want to consider:

To make your shower stand out you can always elevate it.

Add water proof speakers so you can get your groove on while you get ready to start your day.

Add fully programmable steam shower controls and a niche for candles and accessories to create a spa-like experience.

Be creative with your materials. Use river rock, slate or tumbled marble and make your bathroom as unique as possible!

Source: http://blog.century-tile.com/2012/08/reader-question-of-the-week/

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Andy Murray Routs Roger Federer, Wins Olympic Tennis Gold For Great Britain

Andy Murray of Great Britain won an Olympic gold medal for the host country in tennis on Sunday, stunning top-ranked Roger Federer in straight sets.

The victory marked a career breakthrough for the 25-year-old Murray, who had lost all four of his previous Grand Slam finals, three against Federer.

Redemption came in the form of a 6-2, 6-1, 6-4 blowout.

Murray, who lost to Federer just last month in his bid to become the UK's first Wimbledon champion in 76 years, dominated him on the same court today.

"I've had a lot of tough losses in my career," the pride of Dunblane, Scotland said. "This is the best way to come back from the Wimbledon final."

"I'll never, ever forget it."

For 17-time Grand Slam winner Federer, the loss marked a surprising disappointment as he has now failed to win singles gold in four Olympics.

"He was much better than I was today," said the Switzerland native, as classy an athlete as there is in any sport. "Still I'm very happy with the silver."

Murray won nine straight games spanning the first two sets to take control, breaking Federer's serve an unheard of four times in a row at one point.

He credited his inspired play to the raucous crowd support he received from British fans, who cheered their hero's every shot en route to gold.

America's Serena Williams won the women's gold medal Saturday.

Source: http://www.thehollywoodgossip.com/2012/08/andy-murray-routs-roger-federer-wins-olympic-tennis-gold-for-gre/

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Dollars and Common Sense - Small Business Trends

Dollars and Common Sense: Taking Charge of Your Investments in the Tumultuous 21st Century, by Peter Andresen looks at how to manage your money and invest it to build wealth.

Andresen, a financial advisor who founded Andresen and Associates, wrote this book mainly for anyone interested in making financial choices without ?fear of investment fears, phobia, and mythology.? ?It does not dive into small business financials.? But small business owners don?t have the luxury of receiving a paycheck and need financial planning more than most, and so should consider it a guide for growing their investment income.

Grandparents Had A Point About Saving Money?

The author?s fiscal approach is conservative, based on a self-described 10 commandments of Investing for Success.? Early passages concern a very centralist view of finance ? The first commandment is:

?Times of economic and physical hardship are an inevitable part of life. They pass.?

Then segue into more about the investor?s rational (?Manage your own irrational mind?). ?Andresen?s point is one where extremes distort us from our primary objectives.

This view makes Dollars and Common Sense?stand out from many prominent guru books. Andresen writes on perfectionism, the idea that you avoid imagining how your portfolio can be in a downturn ? and on preventing scam.? The nice perspective he brings is placing the ego in check:

?The best investors lose money too. The difference between them and everybody else is how they deal with it.?

Andresen advocates budgeting, but takes that ethos beyond the topic of reducing debt into conservative suggestions regarding investment choices. ?Chapter 5 suggests investing only in mutual funds, followed with detailed chapters on differing mutual funds classes. I am not sure using the phrase ?only? is a trump card for all investing, but given the amount of the exotic instruments unleashed on the American public, Andersen works to take you towards a manageable selection of investments.

? and Andresen makes a solid case for fiscal conservatism

Andresen is against the complexity that investment banks have wrought on the public.? It?s the velocity of these instruments that have come into question, and Andersen does a good job explaining how that velocity came to be institutionalized:

?The core of 2008?s financial explosion was ? constructed as early as 1970.? There were those who spoke out. Nassim Nicholas Taleb wrote his books on the Black Swan, the effects of the unexpected. Robert Schiller wrote about Unbridled Exuberance. So we were warned, but their voices were drowned out in a sea of marketing disguised as advice?..as the entire mortgage-backed securities market came crashing down, the stock market, the oil market, the gold market, and the real estate market imploded as well. It was a perfect storm. There was nowhere to hide, except Treasury bonds? The bottom line is that the rules of the last 30 years don?t appear to have worked. How humbling to discover that the World War II generation was right after all!?

Supporting charts indicating economic performance over the past several generations; most of the data presented supports a conservative approach for one?s portfolio. A chapter on rebalancing your portfolio explains the definition and process, while another chapter notes the qualities a financial adviser should possess.

Furthermore, Andresen?s writing style is imaginative and light on jargon, while still covering some good technical details and the purposes behind those details. Read this quote for example:

?It?s important not to get diverted into researching for new funds right now. If you chase a magazine?s top-performing funds, you will wander off into a forest of mutual fund statistics and anxiety. Let it go. Right now all you need to do is rebalance to the best of your ability.?

Dollars and Common Sense offers a standard read on personal finance.? You?ll certainly need to weigh the advice against your own set of investment risks. ?If your investment tastes lean towards more risk ? investing in stocks or occasionally use calls and puts options ? other books will ?suffice.

But Dollars and Common Sense will address readers who need a balanced approached of self-management yet still need advisory for fiscal management.? For the busy small business owner, the brevity of text won?t overtake a business day in understanding the book?s personal finance messages.

Those messages will reward you with a good baseline for getting back to finance basics.

About Pierre DeBois

Pierre DeBois is the founder of Zimana, a consultancy providing strategic analysis to small and medium sized businesses that rely on web analytics data. A Gary, Indiana native, Pierre is currently based in Brooklyn. He blogs about marketing, finance, social media, and analytics at Zimana blog.

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Source: http://smallbiztrends.com/2012/08/dollars-and-common-sense-book-review.html

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Olympic diving: Chinese divers eye 1-2 finish in women's springboard

London, Aug 4

China's Olympic diving champion He Zi said she hopes to join hands with favourite Wu Minxia to sweep gold and silver in women's 3m springboard final scheduled Sunday here at Olympics.

Both Wu and He, winners of the springboard synchro in London, led the semifinal Saturday and breezed into the final as the first and third qualifier, reports Xinhua.

He, runner-up to Wu at the 2011 Shanghai World Championships, said she was dissatisfied with her first, second and fifth dives at the semifinal, in which there were some flaws with the height and rhythm of her jumps.

"I think moderate stress would help athletes to tap their potentials during the Games. But I wasn't nervous at all in today's semifinal, so I have to improve my condition and try to find a best form for the final," said He.

Four years ago, China's diving queen Guo Jingjing and Wu swept gold and silver in springboard diving at Beijing Games. He said she hopes to pick up the baton and cooperate with Wu to repeat China's springboard dominance in London.

The Chinese "Dream Team" of divers have swept all the synchro titles at London Games. They are half-way for an expected gold sweep though team manager Zhou Jihong warned "unprecedented challenges" from foreign competitors.

The Chinese squad, whose women especially have long enjoyed a stranglehold on the sport's various disciplines, won five gold medals in 2000, six in 2004 and seven in 2008. They swept all gold medals on offer at last year's Shanghai World Championships, hoping to go one better in London.

Source: http://www.prokerala.com/news/articles/a318552.html

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Don't Hang on ghds To Change Your Daily life For That Far better ...

Self improvement allows individuals to develop by means of enhancing yourself. Personal development is not only about self help, it also consists of the helping ghds of other folks, like an educator or advisor would. The guidelines offered in this article can help you commence personal development to further improve on your own among others.

When getting together with individuals, you need to be mild and yet know when you ought to be robust. Do your best to take care of men and women nicely on a regular basis to help make good friends and make up a great surroundings. When somebody becomes in the form of your targets, cause them to fully grasp securely that you disagree together.

In relation to self improvement, be sure that you hold your ideals in great esteem not just to your self but also to anyone that could challenge them. This is very important because to be able to seem a robust individual you have to stand for what you believe in simply because it is exactly what cheap ghd straghteners makes you who you are.

Be your best. Regardless of what one does, do it properly at the first try and each and every time. If you are getting the trash or closing a multi-million buck real-estate package, your very best effort is required. Once you give only your best to every undertaking you might be showing your self whatever you can attain.

With personal development, ensure that you take hold of change regardless how much trouble it may lead to. This is important because the world is definitely changing and once you take alter you acknowledge cheap ghd straghteners each of the inevitability in this lifestyle. You should be mindful of techniques you might need to change and steps you should consider to do this.

Hear your whole body. In order to enhance factors of your life, you need the effectiveness of your mind. When your brain is letting you know that you are hungry, exhausted, restless or bored to tears, listen to it and reply. Treat your mind and body nicely if you would like it to work inside your advantage in the future.

Possess a fantastic trainer that can help lead ghd straighteners you thru your own development. You will want someone that may help you throughout the tough times and it is essential that you could have somebody you can trust to change to when you really need that tiny amount of an added force. This identical man or woman should also be there to commemorate along with you in case you have obtained your goal.

In case you are feeling sort of downward and out, make an effort to put protein for your diet. It really is a fantastic self-help idea that can improve your level of alertness and never have to consider any kind of medicines. Incorporate these essential fatty acids for any normal protection against not inform when you have to be.

Additionally, self improvement cheap ghd straghteners requires personal development. In addition, it surpasses self help and helps other individuals as an instructor would. Should you carefully keep in mind ideas which were presented inside the write-up, then you can certainly process self improvement and improve oneself as well as others that you individually coach.

10 years on from revolutionising ghds using the beginning of its initially styler, ghd Straighteners Cheap is still in keeping with the starting ethos: the particular character of renoncement.

Source: http://blog.ilove3c.com/2012/08/04/dont-hang-on-ghds-to-change-your-daily-life-for-that-far-better/

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Free Online Articles ? Free Articles Directory ? Real Estate Law suits ...

Real estate lawsuits require many feasible authorized reasons for activity, which include break the rules of regarding deal, distinct overall performance, partition, break the rules of regarding fiduciary work, real-estate fraud, tranquil subject and border quarrels, among others. How have you any idea which then causes involving actions are applicable for your real estate property lawsuit as well as what can these various legal phrases actually imply?The most common reasons behind actions in the real estate legal action, in California and also nationwide, can be breach involving commitment. Oftentimes a couple of parties can have sometimes a composed or even dental arrangement which controls their own enterprise deals jointly. The contract range from a purchase and purchase deal, a hire, a relationship contract, a possibility or another arrangement among one or more parties wherever each party has created offers to another. In the violation associated with commitment actions the particular complaintant must establish which it performed it?s part of the agreement (as well as ended up being excused via the process) nevertheless how the accused failed to. The litigant will be entitled to recuperate virtually any problems it suffered. This is probably the most frequent cause of action in tangible est lawsuit.Specific overall performance is often used in conjunction with a new break the rules of of deal declare. While a break involving agreement actions allows the actual suing get together in order to problems, distinct functionality requires the court to make one other celebration to actually perform just what it got stated to perform. This happens because legislation takes on that will property is exclusive and also injuries usually are not sufficient to produce a celebration whole. As an example, in a very buy and also selling arrangement, if the party enters into a contract nevertheless after won?t market the home, the purchaser could find a purchase in the courtroom persuasive the vendor to go through while using purchase.Partition is a legal action between co-owners of residence. Partition won?t essentially rest while on an accusations which a get together do something wrong. It just allows for christian louboutin sandals co-owners of an residence for you to disengage via each other, either through a buy-out or even the sale made christian louboutin shoes of the property. Partition activities usually are accompanied by a obtain an accounting of methods your arises from the property happen to be invested. The court can typically purchase a cpa to understand if an individual owner provides offered or perhaps obtained a lot more than an additional celebration so that they can be manufactured equal. If your events cannot get to a partnership for the buy-out or even selling in the house, the judge may also order the house marketed as well as the continues allocated just as on the list of proprietors.While partition relates to co-owners of your home, breach associated with deal and also breach regarding fiduciary obligation christian louboutin outlet are used in real property alliance litigation. Oftentimes property is held in a partnership or llc. The spouses (or people in a LLC) have a alliance arrangement or perhaps, to the LLC, Running Contract. A breach with the alliance deal is often a break associated with agreement. Because lovers owe the other certain increased duties, a breach regarding fiduciary work reason for activity can be typical inside partnership conflicts. For instance a partner that takes money through the relationship or that diverts the best property bargains or tenants for you to themselves or perhaps his / her some other properties without disclosing it to be able to his / her spouses may be responsible for any break the rules of involving fiduciary duty.Real-estate fraudulence is applicable when the other social gathering makes a misunderstanding for your requirements, you might have reasonably used in which misunderstanding so you have been broken about it. In an actual house case this could involve a seller which gives a buyer with untrue monetary details or even covers a cloth problem inside the house. In accessory for award for damages, any scams cause of action makes it possible for your plaintiff to seek punitive damagesdamages supposed to discipline your defendant for doing the scams.Quiet name is used in tangible house law suits to stay conflicts around the master of any parcel of territory. Whenever there exists a dispute more than home title, a quiet title is usually proper. Quiet identify activities doubles to correct problems inside the chain associated with title even when we?re not at present contesting the property ownership. This happens when the traditional sequence regarding identify is not full.Border disputes are merely thatlawsuits that comes above distress among bordering property owners around where the limit line is as well as who?s entitled to work with a particular little bit of the particular land. Boundary differences might be satisfied with a tranquil name state.Real-estate litigation can be quite a complicated field. Additional causes of motion along with remedies might be relevant for a scenario. States such as California possess additional regulations and also laws and regulations that use specifically in order to real estate property dealings as well as real estate property legal cases. However, this particular primer ought to help you understand what your property law firm will be referring to if you go over your lawsuit.

Related posts:

1. Benefits of Real Estate Investments Strategies by Jeff Adams
2. Chesterfield County VA Real estate property
3. Real estate Mohali ? Fulfilling property demands of people
4. Basic Nike Pas Cher Strategies For Acquiring Real Estate Property With No Severe headaches
5. Real Estate Accounting ? Software For Your Property Management

Source: http://www.28seo.com/real-estate-law-suits-strategies-for-real-estate-property-a-lawsuit-reasons-behind-actions.html

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Five Easy Steps to Becoming a Shrewd Buyer In Today's Real Estate

Are you considering buying a home in today?s real estate market? Here are five easy steps to help you become a shrewd buyer!

Step 1. Do in-depth needs analysis of yourself and family. Write down your needs, wants and desires at minimum. Others factors to consider are your goals, timelines, lifestyle etc. This will help you be more focused and if you?re working with an agent, share this analysis with them to help them stay focused on your objectives also.

Step 2. Consider rent vs. buy. To decide if the benefits of home ownership are great enough for you to buy at this time. This means to look at your desired lifestyle, your goals and your timelines to make an informed decision. Using a T-Chart where you write the advantages on one side and disadvantages on the other may be useful in your decision making.

Step 3. Home Loan pre-approval. Get pre-approved for a home loan prior to shopping. Any top preforming real estate agent will ask for one prior to showing you homes anyway. Having a pre-approval will saves everyone involved both time and money. Having a loan pre-approval will help you focus on a price range and area in which to look for homes. In addition when you write an offer, your pre-approval will make your offer look better to the seller than an offer that doesn?t have one. Ask your agent to show you how to calculate the monthly payment. Generally there are four parts, Principle and interest, Home Owner?s Insurance, Real Estate Taxes and PMI (Private Mortgage Insurance). Condos complexes will have a fifth factor which is a monthly condo fee. Total these amounts to get an estimated monthly payment required for your new home.

Step 4. Be objective. When searching for a home, look at the market objectively. View available listings with an open mind and keep in mind that you?ll find only about 80-85% of the features you?re looking for in a home. This is where having a feature priority sheet for your desired home will be very useful. Experience shows that even buying a new home, buyers find themselves wishing they would have added more features to their new home.

Step 5. Using a real estate agent vs. do it yourself. ? A professional real estate agent knows the market, how to find the best deals, help you find a lender, negotiate the offer and deal with the paperwork and deadlines involved. If you do buy a home by yourself, you must know how to do all these things and more expertly for yourself

I hope this gave you an overview of how to be a shrewed homebuyer in today?s real estate market. Please watch for more real estate buyer and seller information coming to this site soon!

By Bob Weibrecht

Source: http://www.cfd2007.org/five-easy-steps-to-becoming-a-shrewd-buyer-in-todays-real-estate-market.html

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Explaining the Student Loan Application Process

The server encountered an internal error or misconfiguration and was unable to complete your request.

Please contact the server administrator, webmaster@consolidationschoolloan.com and inform them of the time the error occurred, and anything you might have done that may have caused the error.

More information about this error may be available in the server error log.

Additionally, a 500 Internal Server Error error was encountered while trying to use an ErrorDocument to handle the request.

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Source: http://www.consolidationschoolloan.com/loan-debt-consolidation/explaining-the-student-loan-application-process/

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3 Unlikely Sources of Inspiration for Nonprofit Branding - Nonprofit ...

Interior designers often rely on mood boards to inspire their work process from start to finish. Part idea collection, part roadmap, mood boards communicate the desired atmosphere of a room or feel of an event.

Traditional mood boards include things like fabric swatches, paint colors and light fixtures. But more unique boards feature objects or images to help designers evoke a desired mood. Designer Camille Styles, for one, created a mood board with a fat slice of wedding cake to inspire her white-themed party.

You can approach your nonprofit brand as an interior designer would approach a mood board. Keep reading for advice on how to find inspiration for nonprofit branding from unlikely sources.

Fat Cake for Nonprofits

Some organizations get too caught up in themselves to construct an innovative brand. Don?t get stuck in your head or be too literal. If your nonprofit gives scholarships to worthy students in need, a logo featuring an apple or a pencil is the easy way out. Don?t take it.

Instead, look outside of your immediate sources of inspiration. Consider the personalities of the students your organization attracts. What do they study, and where? Pointing to details like these will guide you in creating an unexpected but thoroughly relevant nonprofit brand. Other unusual branding inspiration sources include literature, movies, places, food, sports and music.

Not Basketcases, But Still Emotional

In the for-profit and even the nonprofit sector, emotional people get a bad rap. But emotion rules nonprofit brands?at least the ones worth mentioning. For example, Heifer International helps hungry families across the world by inviting supporters to give the ?gift of a goat? to feed the hungry and support sustainable agriculture. Heifer International?s blog draws attention to how donors feel to build their brand. One supporter gave a goat in someone else?s honor. They announced the gesture with a card that read: ?May this gift bring you joy as it brings hope to a family in need.?

Joy and hope are emotions worth communicating through your nonprofit brand. Like Heifer International, let emotions be the foundation of your brand. They don?t have to be classic like hope or joy, either. Go the unexpected route by focusing on feelings of excitement, awe or passion.

Getting Down to Business

It probably comes as no surprise that your organization can take the lead of for-profit branding. We recently wrote about eyeglass company Warby Parker. Their branding inspiration was less about glasses than attitude. Birds, bicycles and even Jack Kerouac fanned the flames of Warby Parker?s creativity.

Nonprofits are slow to adopt branding strategy since it?s traditionally understood as a business tactic. But you should brand your nonprofit as businesses do.

Open your nonprofit?s eyes as Warby Parker did. Craft your nonprofit brand with a mind toward emotion and attitude, and don?t tie yourselves down by fixating on your cause.

What outside sources of branding inspiration has your nonprofit made use of?

Images via Warby Parker and Martha Stewart

Source: http://www.nonprofithub.org/featured/3-unlikely-sources-of-inspiration-for-nonprofit-branding/?utm_source=rss&utm_medium=rss&utm_campaign=3-unlikely-sources-of-inspiration-for-nonprofit-branding

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American Classic Cars - Chevrolet - The Heartbeat of America

Ted I. Boatman - 07/31/2012

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Chevy is the short term for Chevrolet brand of car owned by General Motors and is one of the best known brands of vehicles in the United States. The company manufactures and creates cars that range from compact automobile to medium-duty pickup trucks. Chevrolet cars are meant to be marketed to the middle class and are often made with patriotic elements in their promotions. All in all, the company creates and manufactures eighteen cars.

Chevrolet cars began and were first manufactured in 1911. The company was established by William Durrant and Louis Chevrolet. Chevrolet first aimed to create cars that were med-sized and the price of the vehicles is on the middle-of-the-road range. Then again, beginning on the post war era, the stylist named Harley Earl began to produce some classy, beautiful and innovative vehicles.

General Motors initiated and started innovative marketing concepts of branding along with customer loyalty. The customer stated at an entry level of the 'good old reliable Chevy (properly Chevrolet)'.

As they prospered and moved forward in life the aim was for them to move up through the product line.

From Chevrolet to Pontiac perhaps or an Oldsmobile , on later ( hopefully ) to the upper market segment product of Buick and hopefully in the end , Lord willing to the ultimate high end of General Motors ( and highly profitable ) luxury status car line of Cadillac. Customers and their families.GM upper management reasoned are exceptionally brand loyal when it comes to automobiles. First cars are transportation, need to be reliable and be counted on. Secondly the car in American culture came to become a badge of position and success in life. Unfortunately over the years GM management and much of the American automotive production and marketing departments forgot this very lesson.
The entry level vehicles were foreign Asian made econoboxes. Guess what these entry level new car buyers have as their preferences now - Lexus, Infiniti and other higher end brands and models of the cars that they started with.

Cars of Chevrolet are available on various sizes, colors and styles. The brand names of the cars made by Chevrolet include Impala, Nova, Monte Carlo, Corvette and Corvair. They also have trucks and utility vehicles such as S-10, Blazer and Silverado. A lot of information about each of the said vehicles can be searched and found on many auto and consumer websites. With just one click of the mouse, a customer is able to compare prices and car features. Also, with just one click, one can find the type of Chevrolet vehicle that can suit one's desire and transportation needs.

It is worth noting that from the year 1955 all the way to 2002, Chevrolet created the small block of two hundred and sixty five cubic inch V-8 that has become a part of almost all cars of Chevrolet at one certain point or another. This falls to the sense of tradition and quality that is inherent and innate in the cars manufactured by Chevrolet.

With regards to tradition, the target market of Chevrolet is middle-class families who reside in the heartland of the United States. The promotions and commercials done by Chevrolet tend to bear patriotic theme and inculcate the idea that the vehicles of the company are purely manufactured and made in United States of America.

In closing, Chevrolet is owned by General Motors and was established in 1911. The said company creates and manufactures a wide array of vehicles which primarily targets the middle class people as customers. The commercials of the car's brand possesses patriotic theme to instill to its consumers the spirit of patriotism. Its no secret that Chevrolet's corporate slogan became " Chevrolet - The Heartbeat of America".

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Ted I. Boatman Vancouver BC Chevrolet Auto Dealer Greater Vancouver City - Richmond,Langley,Burnaby,White Rock, Pitt Meadows Districts of this coastal city in Western Canada http://www.eagleridgegm.com/ Used Auto Dealers in Surrey British Columbia http://autodealersinsurrey.com/

Source: http://www.newsdx.com/articles/165004-american-classic-cars---chevrolet---the-heartbeat-of-america/

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